All calculators

Work out your actual paycheck after federal tax, Social Security, Medicare and your state's income tax. Covers all 50 states and DC with each state's own rates.

Figure out your real overtime pay using your state's rules, not just the federal 40-hour rule. Covers daily overtime, double time and California's seventh-day premium.

See what you actually take home from a bonus after the 22% federal supplemental rate, Social Security, Medicare and your state's tax. All 50 states and DC.

See exactly how much employer match you are capturing, and how much free money you leave behind each year by contributing below your company's match limit.

Calculate your full monthly mortgage payment including principal, interest, property tax, insurance, HOA dues and PMI — not just the loan portion everyone else shows.

Find the home price you can actually afford using the 28/36 rule lenders apply, including property tax, insurance, PMI and HOA — not just the loan payment.

Calculate the debt-to-income ratio lenders actually use, see which band you fall into, and find out how much debt you would need to clear to qualify comfortably.

See how long your credit card will take to clear, what the interest really costs, and whether your current payment is enough to make any progress at all.

See how monthly contributions and compound growth build over time, including how much of your final balance comes from deposits versus investment returns.

Calculate your real car payment including sales tax, trade-in credit, title and registration fees — plus the total interest a longer loan term actually costs you.

Work out the 15.3% self-employment tax on your 1099 or freelance income, including the 92.35% adjustment and the deductible half most calculators forget.

Work out exactly how many gallons of paint a room needs, accounting for doors, windows, ceiling height and the number of coats you plan to apply.

Calculate how many boxes of flooring your room needs including the waste allowance your installation pattern requires, plus the total material cost.